http://www.debtlady.com/credit-card-debts.html Credit card debts are common and avoidable. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 If you didn't read my previous ramblings about debts and how they often stem from credit card debts, pull up a seat and listen up. Otherwise, I'm making you write "The Debt Lady is the smartest lady in the world and I should have listened to her the first time to avoid something like this," a thousand times. And don't except me to pay off credit card debts for you either. Credit Card Debts - A Common Enemy Credit card debts are probably the most common of debts. Think about it for a moment. How many people do you know with several credit cards? Naturally, with several credit cards come several credit card debts. I truly believe that people have the best intentions, but intentions don't pay the bills or get you out of debt. The fact of the matter is that debt that stems from credit cards is all too common. Also, debt from credit cards is avoidable. As I mentioned on one of the earlier pages, using credit cards for emergencies is typical and reasonable, but putting certain payments on them is just absurd. Who's Responsible? Credit card debts could boil down to a matter of responsibility. Some of us use credit cards for a family members unexpected funeral. Some of use a credit card to make payments on important loans and things with critical deadlines. Others live outside their means. We make extravagant purchases and pay the absolute minimum. Despite what creditors and television commercials tell you, that is not the way to live. Credit cards are a convenience and not to be mistaken with a luxury. Heck, almost anyone can have one. Why? Because people are easy to take advantage of. No one reads the fine print. A lot of people aren't exactly sure of the way these interest rates work. Next thing you know you are one of the millions in line to eliminate credit card debts. Credit card debt is easily avoidable if you make responsible decisions. Then again, credit cards debt is an easy trap to encounter when you live outside your means and pay the absolute minimum. What you REALLY need to do is get your act together and reduce credit card debts as quickly and painlessly as possible. There, I have planted a small credit card seed in your brain so that, hopefully, we won't have to read through this lecture again. Now, go on. Spread the good cheer and the vast wealth of knowledge you have. You are going to stay free of credit card debts, and if they even try to get near you, you can go ahead and consolidate credit card debts to oblivion. Sat, 26 Jul 2008 15:00:00 EDT http://www.debtlady.com/eliminate-credit-card-debts.html Eliminate credit card debts with a little help from me, and start living debt free. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtlady.com/pay-off-credit-card-debts.html Pay off credit card debts today. Really, it would be a rather intelligent move on your part. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtlady.com/reduce-credit-card-debts.html Reduce credit card debts right here. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 http://www.debtlady.com/consolidate-credit-card-debts.html Consolidate credit card debts now. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0