http://www.debtlady.com/debt-counseling-services.html Debt counseling services are best understood by counseling itself. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 Yeah, I'm the Debt Lady, and I guess its pretty obvious what i do. I do debt, all the time, information and suggestions and practical recovery programs - you'll learn about everything from the Debt Lady. But what about debt counseling services - what in heaven's name do they do? We already know about consolidation, negotiation, budgeting and saving, but counseling? Understanding debt counseling services Truth be told, any company offering any form of debt assistance can technically count itself amongst the thousands of debt counseling services operating on the Internet today. Meaning debt counseling can be anything - consolidation, negotiations, reductions, etc. But what really defines these debt counseling services is their dedication to education, to making sure you understand exactly what is going on with your debts and coming up with a single plan that will prove best in eliminating those debt problems you face. Counseling - that word in itself should turn on a few lights. You walking into an office, you sitting on a couch, they asking you questions about childhood and mother. But instead of childhood they ask you about your current financial situation, and instead of mother force you to confront the lust you feel toward debt and deficit spending. You will confront your deb problem head on with these debt counseling services, confronting debt for what it really is. The service will then make a diagnosis and prescribe the proper treatment - which might be the simple matter of recognizing you have a problem with debt and stopping yourself from creating future debt, which is free, which means big savings thanks to your counselor. Sat, 26 Jul 2008 15:00:00 EDT